What do you do when you discover that your spouse committed a BIGGER betrayal than you at first realized? When her online gaming addiction was even more expensive than you thought because she hid it on her credit cards? I at least have the conscience to feel guilty about spending money online. She doesn't care that we have no money to pay the cell phone bill or make the house payment. I told her over a week ago that we couldn't make the house payment and yet she continued to spend money. She won't admit that there is a problem, she won't seek counseling. I can't leave because we run a daycare together from our house and it's our only income. How in the hell did I get sucked back into the same shitstorm I was in 7 years ago?
You mean to tell me that she spent all the monies from all the savings account too?
Cause if she used a credit card and not a debit card then you are fucked.
You should have left the first time this happened.
Chatterbox Blonde- Rumps Mystical Bartender
Well I'm not an expert in what specific options you have over there but here's some practical advice.
1. Call your bank and tell them you're unable to make the payments but you want to discuss options with them.
2. Find a financial charity to put you in contact with someone that can help you discuss your options.
3. Talk to a lawyer to see what steps you can take to become legally separate from your wife. If she won't stop spending money you need to avoid being stuck with her debts.
You may need to see if you can get yourself declared bankrupt or some other legal mechanism to achieve that.
4. Talk to your family and friends, try to arrange a bed or a coach to sleep on while you get your life together.
It can be tempting to tweak your nose for not taking steps earlier but you can still get out of this with your sanity and your health intact if you take those steps.
It's too late to get your wife to change her habits, for now focus on getting yourself out of the trap with as little damage to yourself as possible.
Whatever was posted is always meant in love and respect never to offend.
I'm also highly likely to have posted this from a phone so there may be typos or odd word changes, auto correct can be a pain.
I've been listening to my kinky pencil here's my current work
