On our second day at the beach resort of Elounda Palace Hotel on the island of Crete, we lay on the beach in the warm early summer sunshine.

Charlotte was wearing her new bikini, bought in a hurry from a Heathrow airport shop. Slightly too small, it fitted snugly, tightly covering the bits it was designed to cover, particularly around the crotch area where the fabric strained against the mound of her cunt, barely covering her neat blond pubic bush. She kept readjusting it, fiddling with the tight fabric, trying to find a more comfortable fit, tying and untying the thin supporting straps.

She eventually gave up and dozed off, and I was content to lie alongside her in the shade, reading my book.

There were many other couples around us. One in particular came to my attention because the man seemed to sneak long looks in our direction.

He was about our age, perhaps late fifties or early sixties, fit, lean, strong build, broad, slim chested, swept back grey hair, and closely shaved. Next to him on a shared sunbed lay a trim coffee-skinned woman. She could have been South American, Mexican, perhaps. Long-limbed, slender and with perfect round breasts held in place by a minuscule bikini top. They made a sophisticated and good-looking pair.

Every time Charlotte turned over, causing the bottom part of her bikini to pull itself to one side and stretch over her ass, the man took a long look in her direction. From under his sunglasses, I could see his eyes were fixed on Charlotte's every move, and he did nothing to conceal his voyeuristic behaviour from me.

Charlotte lay on her side, her eyes closed to the sun, her long legs slightly apart so the rays warmed her inner thigh. The man did not attempt to hide his glances from us. He was clearly enjoying ogling Charlotte's slim body.

After a while, Charlotte stood and reached for the sun cream tube beside her. Squirting it onto the palm of her hand, she applied the cream over her belly, smoothing it in and then bent down to spread it over the front of her long legs, separating them as she did so. She had her back to the man, so bending over exposed the crack of her ass and the underside of her pussy to his gaze, the thin fabric barely covering her as she applied the lotion.

The man eased himself onto one elbow and looked over as she handed me the sun cream to rub onto her back.

I undid the ties of her bikini top and she held onto the front to shield her tits as I smeared the cream over her narrow back, across her shoulders, down her waist to her ass. I looked over to the man as I rubbed the cream in, and he raised his glasses over his forehead and smiled at me. I smiled back, and when he gave me the thumbs-up sign, I instinctively returned it.

A bit of me felt flattered that another man was giving Charlotte such attention. Proud that she was my wife, and looking so sexy and attractive to another man.

I half turned Charlotte's standing body so that the man got a better view of her as I rubbed the cream into the back of her legs. I deliberately went slowly, making a very obvious point of letting my hands wander up the back and inside of her thigh to the top of her open legs and spreading the sun cream inches from her pussy. The man, his gaze fixed, clearly appreciated the view.

Charlotte lay back on the lounger, not doing up the bikini top but letting it lie loosely over her so her breasts were half uncovered. She parted her legs to the sun and bent her knees, stretching the bikini fabric tightly into her pussy crack and showing a glimpse of her pubic hair.

I looked over at the man. He had placed a hand over his crotch, and it was obvious he was getting an erection that started to stretch his Bermuda shorts. The bulge grew as his fingers rested upon it.

He gave me another thumbs up. Cheeky I thought, but I just smiled back, which he took as permission to keep staring and fondling his crotch.

I lay quietly, wondering what would be next.

The man was an expert masturbater. I found myself watching, transfixed and fascinated. He hardly moved his hand as his prick popped up over the top of his shorts. Quietly he stroked it to a full stiff erection, wrapping his hand around his cock, moving it up and down, never taking his eyes off Charlotte as his long prick grew straighter and larger in his hand.

In silence, his eyes on Charlotte's slender body, her long legs open to her pretty pussy mound, he wanked himself, his glistening prick standing upright and firm, his facial expression unchanged as he reached orgasm.

Becoming aroused myself, I watched as a spurt of his cum stained his shorts and dribbled down his leg. He wanked himself a little longer, stretching his glistening prick as the erection slackened and then folded the half erect cock back into his shorts.

He knew I'd been watching. He knew I had not objected to his wanking over the image of Charlotte next to me. So he thanked me with another thumbs up and lay back down towards his wife as if nothing had taken place.

I thought perhaps his wife hadn't noticed, but she leaned back, put her hand down to his shorts to fondle his still half erect cock and with a widening grin whispered something into his ear. He snuggled into her, pushing his groin into the small of her back. She knew exactly what had gone on and clearly did not mind.

After dinner in the hotel that evening, Charlotte and I took a walk in the beautifully manicured gardens. Softly lit paths meandered along the side of the hotel and through the trees and flower beds. Charlotte skipped ahead of me, lifting her skirt above her knees, she turned back to pout, exposing her thin cotton panties. Pushing the fabric to one side seductively, she let a finger draw itself along the crack of her pussy, nestling under her neatly trimmed blond pubic hairs.

I knew what she wanted. Wine, warm weather and hotel gardens always made her horny and she had dressed for the occasion wearing a loose silk blouse and a dark chiffon knee length skirt that billowed in the sea breeze.

She took my hand and guided me to the side of the gardens, by a clump of trees and a wooden bench. We stood in the half shadows overlooked by the hotel as she unzipped me and rubbed my growing cock to erection.

'We are a bit on show here !' I said, looking around at the hotel building towering above us.

The idea of being seen, of misbehaving in public, I knew would turn her on. She smiled up at me. 'We're almost in the dark, nobody can see us. And if they can, well, I hope they enjoy the view from their room.'

Charlotte kept tugging at my trousers until they dropped to the ground, my prick sprang free and stiffened in the open air. She griped it with one hand and with the other ran her fingers into the top of her panties, through her pubic hairs and down to her dampening pussy.

'Aren't you going to help me, Jack? I can feel myself getting very wet down here waiting.' She pleaded.

I stepped out of my trousers, my shirt front hanging across my erect cock and undid the clasp at the back of Charlotte's skirt. It fell to the ground, and she stood in front of me in her damp panties as I unbuttoned the front of her blouse and let it blow open.

'Come on, my Jack. Do what you do best. Make me really wet.' She took my hand, widened her long straight legs and parted the side of her panties so that my fingers could sink into her moist cunt.

Charlotte had her back against the seat of the bench and was facing away from the hotel building. But I faced the main balconies above us and noticed a dim light coming from one of the rooms, just one floor above us.

A figure appeared in the half-light on the balcony overlooking the gardens. It was the man from the beach. We recognised each other. He had a hand inside his bathrobe and was fondling himself as he watched us.

I averted my glance and concentrated on fingering Charlotte's wet pussy, enjoying listening to her moans of delight. My fingers moved slowly and deliberately, pushing her panties to one side, teasing the edges of her pussy lips with my middle finger.

I took a discreet peek upwards at the man above us. From inside his robe he took out his growing cock and began to masturbate himself, his hand moving slowly up and down the stiff shaft.

Behind him, the glass doors slid open, and his wife came to stand alongside him, her light brown body silhouetted against the faint light, half wrapped in a monogrammed hotel bathrobe that matched his. Kissing him on his open, panting mouth, she watched him masturbate fast and hard and as a spurt of cum splattered on the glass in front of them, she leaned over to gaze down on us over the clear glass balustrade. As she did so, she slipped the bathrobe from her shoulders and stood naked next to her husband, wiping some of his semen over her perfect breasts and flat belly.

She placed her arms around the man's waist, undid his bathrobe cord, pulled it to one side and revealed him nude underneath. His cock standing long and straight, the glistening tip still oozing cum.

All the while fingering Charlotte, I watched her whisper into the man's ear as she wrapped her hand over his and moved them together up and down his prick, pressing her naked body into his back. She would quickly make him stiff again.

In the dim light beneath them, Charlotte's pussy was very wet, dripping her cum over my fingers and into her pubic hair as I leaned her against the bench and pulled her soaking panties down over her knees to the ground. I opened her legs wider. Even in the pale light her glistening cunt and her tanned belly were clearly visible to the couple on the balcony.

I turned her slightly to one side so they could get a good view of me fondling her.

'I think we may have an audience.' I said to Charlotte, my hand feeling her open cunt, parting the lips, my finger thumb deeply probing the wetness and rubbing stickily in and out.

She smiled her wicked smile, breathing heavily now. ' How delicious. Tell me more. Who, where? What's happening ?'

I whispered into her ear, ‘There’s a couple, on the balcony right above us. They were watching you on the beach the other day, and I could tell they fancied you. I can see them through the glass balustrade, and they can see us. She’s making his prick hard, rubbing him, watching us. He's already cum once and now he's getting hard watching you as I finger fuck you. He can't wait for me to fuck you in front of him. His pretty wife is nude and is encouraging him by wanking his prick. Maybe he's imagining putting his big stiff prick into you.'

Leaning her backwards, letting her blouse fall open to expose her tits, I slid my hard dick into the middle of Charlotte's oozing pussy and pushed into her, thrusting, fucking her deeply as I spoke.

'He can see you. He is watching you. His prick is longer and bigger than mine. And his lovely little wife is rubbing it hard now, like he is fucking your cunt. His cum is spilling onto the glass ballustrade. Now she's moved to be in front of him. She's bending over looking towards us, I can see her naked tits, she's opening her legs wide for him and he's slipping his big, fat brown cock deep into her cunt from the back.'

The couple gazed down on us, bracing themselves on the balcony, their fucking strokes matching ours.

I whispered breathlessly to Charlotte. 'They know I can see them on their balcony. And they can see you and me. The four of us are fucking in the open air. He's thrusting into her, just as I am into your little pussy, pushing himself deeper into her cunt. I bet she's as wet as you are. His cock pumping into her tight brown body. They must love seeing my cock inside your wet cunt. Maybe he's thinking he's fucking you. Pushing into you, feeling your juices on his cock.'

I turned Charlotte around so she was facing them, leaving her open blouse hanging off her shoulders, her legs wide apart to me, sluttish, unashamed, lost in the erotic moment.

My breathing was heavy now as I looked up to the couple above. Standing behind his wife, the man raises his hand and gives me a familiar thumbs up.

I keep talking, my voice faltering, whispering into Charlotte's neck. 'He's still fucking her, Charlotte. I'm going to give them a show too. They want to see you being fucked hard by me.'

'Don't stop, please. Keep talking. Describe everything going on between us. Let's entertain them.' Charlotte groans with pleasure.

I widened her long, slim brown legs, braced them against the bench and lifted one to the height of my waist, stretching her open. I placed one hand on her hip and the other on her shoulder as I raised her head to the couple above us, pushing my cock deeper into her glistening cunt.

'Look up.' I tell her 'Show them how we fuck together, how you squirm against my cock and I make you cum. Make the man think he's fucking you.'

Charlotte, panting, breathless, abandoned in the moment, dishevelled and perspiring, took my strokes and trembled as her orgasm sent a shiver down her body. She tossed her head upwards, her hair flopping over her face, eyes fixed on the couple on the balcony.

She managed a smile. 'This is so perfectly erotic. So naughty. I love it. I love them. I love being fucked by you as I watch these strangers. I can see his dark prick ramming in and out of her pussy and I'm thinking he's pushing into me. His prick in me. Deep in my pussy. Just like you are doing. I love talking dirty. I'm going to cum watching them.'

My cock continued to pump Charlotte's open cunt as we both gazed upwards. Watching the strangers was an unexpected turn on and I felt my cum rising beyond my control to bursting point.

I slipped my cock out of Charlotte's wet cunt and let it spurt hot cum over her tanned and toned belly.

When I turned to look above us, the man ejaculated over the back of his wife before the couple disappeared through to their bedroom. They both blew us a kiss and gave a wave. The show was over.

We dress hurriedly, wiping the cum from our bodies.

On the way back to our room, we slipped a note under the couple's hotel room door suggesting we repeat the evening tomorrow.

We signed it with our names, Jack and Charlotte and our room number.

The next morning, at sunrise, we woke to find a note from the couple. They said they had checked out early, that they loved our performance and that they will be back at the hotel in a month. They've requested the same room overlooking the gardens. They signed their note, Robert and Melissa from Geneva.

We booked to return to the same hotel in Crete. Now we know the quiet spots, it'll be fun to explore them and maybe get caught again. Maybe by Robert and Melissa.